The SINDA Fund was set up in 1992 as a community fund for the benefit of Indians. Through this fund, SINDA is able to reach out to those in need of assistance, especially in the areas of education, aspirations and parenting.

All working Indians in Singapore who are Singaporeans, Permanent Residents and Employment Pass holders and are of Indian descent (including Bangladeshis, Bengalis, Parsees, Sikhs, Sinhalese, Telegus, Pakistanis, Sri Lankans, Goanese, Malayalees, Punjabis, Tamils and all people originating from the Indian sub-continent) will contribute a monthly sum to the SINDA fund.


The contribution rates (revised on 1 January 2015) are as follows:

Total amount of an employee’s wages for the calendar month Contributions payable by an employee for the calendar month
≤ $1,000 $1.00
> $1,000 to $1,500 $3.00
> $1,500 to $2,500 $5.00
> $2,500 to $4,500 $7.00
> $4,500 to $7,500 $9.00
> $7,500 to $10,000 $12.00
> $10,000 to $15,000 $18.00
> $15,000 $30.00

Who is affected by the change?

  • Anyone earning more than $2500 has been contributing a flat rate of $7 per month. The middle-income group earning up to $4500 continues to contribute the same quantum at $7 per month.
  • The upper middle income of those earning from $4500 to $7,500 will see an increase of $2, paying $9 per month.
  • The higher earners will contribute more at $12 or $18.
  • Only those earning more than $15000 per month will contribute $30 per month.

Why is there a need to increase in SINDA Fund contributions?

  • The revision to the rates was last done in 1996. Since then, salaries have gone up in tandem with the rising cost of living.
  • Following the SINDA 2020 review and the need to increase our reach and enhance programmes and services there is an increase in expenditure. We have also experienced budget deficits over the last 3 years.
  • As we continue to increase our reach and expand our services to the right target group, we expect our costs to go up, and hence appeal to the community to contribute more.

How is SINDA going to use the additional funds?

  • The increased contributions will go towards improving the quality of our existing programmes, introducing new programmes and expanding our reach to specific target groups.
  • The prescribed amounts will be automatically deducted from the wages of employees. If any employee wishes to contribute different amounts or opt-out of the scheme, he has to obtain the relevant forms from SINDA and submit them to his employers. Foreign workers on the Foreign Worker Levy Scheme do not have to contribute to the Fund.



We strongly appeal to you to reconsider opting-out from the SINDA Fund. Your contributions go towards helping Indian families in need and subsidising students’ educational and enrichment costs. With your help, we can build a strong and vibrant Indian community together.

Should you wish to fix/reduce or opt-out of your monthly contributions, please fill up the information below so that we can send you the necessary form for endorsement.